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Cross-border payments with stablecoins

Send or receive international payments in USDC or USDT, funded in CAD or USD and delivered in hours. For individuals sending money home and for businesses paying suppliers abroad.

At a glance

Individuals vs businesses

Individuals
Businesses
Minimum
$500 CAD
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Verification
Government ID + selfie
Company documents + signatories (KYB)
Funding
Interac e-Transfer, EFT
EFT, wire
Delivery
USDC/USDT to recipient wallet, under 1 hour
USDC/USDT to supplier wallet or local currency via partner, same day
Pricing
[X]% + network fee
[X]% + network fee, tiered by volume
Limits
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Set at onboarding

How a cross-border payment works

Minutes, not days
01Enter recipient & amountWallet address, or bank details in supported corridors.
02Fund in CAD or USDInterac e-Transfer or wire.
03We convert and sendUSDC or USDT on-chain; the recipient sees funds in minutes.
Cost comparison

Stablecoin vs SWIFT wire

TokenNest stablecoin
SWIFT wire
Fee
[X]% + network fee (~$1)
$30–50 + intermediary fees
FX spread
[X]%
2–4% at most banks
Time
Minutes to hours
1–5 business days
Traceable
On-chain, immediately
Only by tracing request
Use cases

Personal and business

Individuals: supporting family abroad, paying tuition, moving savings between countries.

Businesses: supplier invoices, contractor payroll, marketplace payouts, moving working capital between entities.

[Corridors to confirm — e.g. Canada to United States, United Kingdom, EU, UAE, India, Philippines, Nigeria.] Delivery in USDC or USDT anywhere; local-currency payout where a partner is available.

Sender and recipient are screened. Wallet addresses are checked with blockchain analytics before funds are sent. Large transactions are reported as required by Canadian law.

FAQ

Frequently asked questions

All questions →
Which countries can I send to?Any country with a wallet that accepts USDC or USDT. Local-currency payout is available in [list].
How long does it take?Typically under an hour from funding to delivery. Bank-payout corridors take [X].
Does the recipient need a crypto wallet?For stablecoin delivery, yes — any wallet that supports the network. For local-currency payout, no.
How is the FX rate set?From the live CAD/USD rate at the moment you confirm, with the spread shown before you commit.
Who this is for

This service is used by both audiences. Onboarding, limits and settlement differ — see the table above, then start from the hub that fits you.

IndividualsPersonal accountsID verification, Interac e-Transfer funding, personal limits.BusinessCompany accountsKYB, corporate settlement accounts, higher limits.

Pay abroad in hours, not days.

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